Who It's For
Read this before you book a call.
Highwater is not for every firm. We would rather be direct about that here than waste your time or ours on a call that leads nowhere.
The firms we work with
You are FCA-authorised.
This is not optional. Every firm we work with holds full FCA authorisation. We do not work with unauthorised introducers, appointed representatives without their own permissions, or firms under regulatory investigation.
You have two or more advisers.
Not because smaller firms are not good at what they do. Because a single adviser with a full client bank cannot absorb ten new appointments without something else giving way. The model works when there is genuine capacity to take on new clients.
You have a clear proposition for clients with £250,000 or more in investable assets.
The people we put in front of you have accumulated serious money over a working lifetime. They need a firm that knows exactly what to do with it. If your proposition is primarily built around smaller clients or transactional work, the fit is not right.
You are growing deliberately.
Not every firm wants to grow. Some are at capacity. Some are preparing for sale. Some are winding down. Highwater is built for firms where the principal has made a clear decision to grow the client bank and is prepared to invest in doing it properly.
You have capacity right now.
If your advisers are at capacity today, ten new appointments in the next few weeks will cause problems rather than solve them. We ask about this on the introduction call. Honest answers save everyone time.
The firms we do not work with
Sole traders in their first two years of practice.
Firms whose minimum client threshold sits below £100,000 in investable assets.
Firms that primarily offer mortgage advice, protection, or employee benefits with no investment or pension planning proposition.
Firms that are not in a position to take on new clients within the next 60 days.
A note on geography
We work across the UK. We do not restrict by region. However, we take on only one firm per area to protect appointment exclusivity.
If your region is already taken, we will tell you immediately and we will not take your money.
Book a call
Let's find out if your region is still open.
Pick a time below. One short call. No pressure.